Deep Dive

Numbers Matter.

What makes a mortgage brokerage great at what they do boils down to two things; the deal you got, and how much you trusted your brokerage throughout the entire process. Here is our undeniable track-record.


5 Star Google Reviews


Dollars Saved by Choosing Kinfolk


Average Interest Savings


Families Helped this year


Loans Funded In 2023

Our Process is Your Peace of Mind
⸻ Our Unparalled Process

The Kinfolk Process

First Date, Kinda Nervous

This is the stage you’re most likely at; helping us understand what you’re trying to accomplish. The best part, is unlike most lenders, we don’t have to pull your credit to give you a quote and show you the power of wholesale pricing.

In-House Pro's

At Kinfolk, we do all of our processing in-house, so that when we send your file down to underwriting, we move seamlessly and get you closed quickly. Our team of processors are amongst some of the best in the industry boasting over 45 years of combined experience.

Top 100

With over 41,000 Mortgage Brokers in the United States, Kinfolk is in the top 100 with not 1, but two lenders we use to shop the best deal for you. This means, that we get access to the top underwriters in the industry as well. Giving you, unparalleled customer service, and gets you to the closing table, faster.

Industry Leaders

Unveiling what other lenders won't

One of the biggest complaints about the mortgage industry is misinformation, so let's clear a few things up.

The Right to Shop

Over 82% of lenders won't inform you that you have a 45 day window to have any lender have access to your credit report without it impacting your credit score.

Seller Concessions

When buying a home, a little over 87% of buyers are not aware that you can have the closing costs covered by the seller in the form of seller concessions. Most inexperienced agents won't even ask as part of their offer. That's why working with a pro on both fronts, matter.

You Choose the Rate

A staggering 93% of consumers are not aware that YOU, the customer selects the rate that you want. Most lenders/loan officers will simply select the rate that makes their offer the most appealing, rather than what makes the most sense for you.

Don't just take our word for it


Ryan Jacques

Phil was fantastic to work with. He was very knowledgeable and responsive. The whole process from beginning to end was enjoyable. I would highly recommend Kinfolk to anyone needing assistance with a mortgage. Will definitely recommend them to my family and friends.

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Camellia Coray

Kinfolk Home Loans was amazing to work with. I cannot thank Phil, Casey and team for their communication, attention to detail and assisting with getting all the t's cross and i's dotted. When I sent emails after hours they did not hesitate to reply to help me get to the finish line in just 9 days. The team is honest, hard working and I will use them again and recommend them to my family and friends. C from Colorado

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Cecelia Carson

I have never worked with a better team! Phil Heinley was very accommodating. Knowing I could not print forms he went out of his way to meet with me to get the forms signed. Anytime I had questions he responded quickly to me with the answers. He went above and beyond to help me. I also had a good experience working with Casey. I could not have worked with a better group of people. Thank you so much for all your help.

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Lets start something amazing together

Our secure web-application is easy to fill out and takes minutes to complete

NMLS: 1674192

Kinfolk Home Loans LLC NMLS: 2336233

NMLS Consumer Access